Bankruptcy Lawyers Near Me

Bankruptcy lets individual or business start fresh by forgiving debt that they cannot repay to creditors. Chapter 7 and Chapter 13 are most common bankruptcy code to file bankruptcy in the United States. Chapter 7 is a liquidation bankruptcy that individual or business can file if that have little or no income to repay debt. Chapter 13 is a reorganization bankruptcy that only individuals can file if they can afford to repay debt through a repayment plan or monthly payment.

If you need to file bankruptcy and not sure if Chapter 7 bankruptcy or Chapter 13 bankruptcy is right for you, we can help you find a lawyer, attorney or law firm by practice area and location.

Browse our directory to find from thousands of bankruptcy lawyers located across the USA with law firm overview, locations, phone number, fax number, hours, practice area, and name of attorneys.

Enter your city or zip code to see list of bankruptcy lawyers available in your area.

Chapters of Bankruptcy Code

Chapter 7 and Chapter 13 are the most common types of bankruptcy code that individual or business choose to file bankruptcy.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy filing is the most common type of bankruptcy. Chapter 7 is a liquidation bankruptcy that involves appointment of a trustee who collects the non-exempt property of the debtor, sells it and distributes to the creditors. However debtor can choose to keep home or car on loan by continuing loan payments. If the debtor choose to discontinue the loan, he must surrender home or car on loan to the creditors for debt pay off.

Chapter 13 Bankruptcy

Chapter 13 is reorganization bankruptcy that allows debtor to keep some or all of his property and use future earning to pay off creditors. Debtor may choose chapter 13 to secure their home, car, or other property if they can afford to pay off debt using monthly payment plan. There is maximum five years limit to pay off debt on chapter 13 bankruptcy plans. In case you cannot make payments, creditors has the right to seize your assets such as house or car.

To find best bankruptcy lawyer available in your area click on your state from the list below:

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